FEE SCHEDULE AND OCCC NOTICE
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MONTHLY MULTI-PAY PAYMENT PAYDAY LOAN –CAB FEE PER $100 IS $200
ANNUAL PERCENTAGE RATE
487.80%
487.80%
487.81%.
FINANCE
CHARGE
$612.24
$1,020.41
$1,428.60
AMOUNT
FINANCED
$300.00
$500.00
$700.00
MONTHLY PAYMENTS
#1-4
1 & 3 - $122.452 & 4 - $122.28
1 & 3 - $204.082 & 4 - $203.81
1 & 3 - $285.722 & 4 - $285.34
MONTHLY PAYMENTS # 5
$422.78
$704.63
$986.48
TOTAL OF PAYMENTS
$600.00
$1,000
$2,128.60
TOTAL CAB FEE
$600.00
$1,000.00
$1,4000
TO UNAFFILIATED LENDER
$12.24
$20.41
$28.60
THEFOLLOWING SCHEDULE SHOWS THE FEES FOR A BI-WEEKLY MULTI-PAY PAYMENT PAYDAY LOAN– CAB FEE PER $100 IS $300.00
ANNUAL PERCENTAGE RATE
659.88%
659.88%
659.88%
FINANCE
CHARGE
$913.68
$1,522.80
$2,132.04
AMOUNT
FINANCED
$300.00
$500.00
$700.00
BI-WEEKLY PAYMENTS #1-11
$76.14
$126.90
$177.67
MONTHLY PAYMENTS # 12
$376.14
$626.90
$877.67
TOTAL OF PAYMENTS
$1213.68
$2,022.80
$2,832.04
TOTAL CAB FEE
$900.00
$1,000.00
$1,4000
TO UNAFFILIATED LENDER
$12.24
$20.41
$28.60
A returned item fee of $30.00 will be applied to dishonored checks
Late payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due
his business is licensed and examined by the State of Texas-Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)5381579, consumer.complaints@occc.texas.gov
“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.”The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.
FEE SCHEDULE AND OCCC NOTICE
THE FOLLOWING SCHEDULE SHOWS THE FEES FOR A MULTI PAYMENT AUTO TITLE LOAN – CAB FEE PER $100 IS $125 *Includes a one-time Title App Fee of $33.00
ANNUAL PERCENTAGE RATE
333.33%
321.29%
317.34%
FINANCE
CHARGE
$678.41
$1,323.86
$1,969.30
AMOUNT
FINANCED
$500.00
$1,000.00
$1,500.00
MONTHLY PAYMENTS
#1-4
#1* - $162.08
#2 - $128.81
#3 - $129.08
#4 - $128.81
#1* - $291.17
#2 - $257.63
#3 - $258.17
#4 - $257.63
1 & 3 - $285.722 & 4 - $285.34
MONTHLY PAYMENTS # 5
$422.78
$704.63
$986.48
TOTAL OF PAYMENTS
$1,178.41
$2,323.86
$3,469.30
TITLELIEN FEE
$33.00
$33.00
$33.00
TOTAL CAB FEE
$625.00
$1,250.00
$1,875.00
TO UNAFFILIATED LENDER
$20.41
$40.86
$61.30
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Government Issued ID / Driver’s License.
Most Recent Proof of Income (Must Show Direct Deposit).
Debit Card.
Latest Checking Account Statement.