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CEO / Company

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CEO / Creative IT

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Why Choose us?

3 Great Reasons

QUICK

Most loans approved in under 20 mins.

CONVENIENT

We are open 6 days a week and now you can apply online!

Local Business

Building trust all across Laredo Texas.

Important Consumer Disclosure

Devolada Loans is a Credit Access Business (CAB).
We assist consumers in obtaining loans from third-party lenders. We do not make loans. Fees may apply for our services. Loan terms and fees vary by lender. You are not required to use our services to obtain a loan. For full details, view the Consumer Disclosure documents below before applying.

Licensed CAB
Texas Finance Code Ch. 393
Secure & Confidential
Your info is never sold
Not a Lender
We connect with 3rd-party lenders
Fees May Apply
Terms vary by lender
Approved in under 20 minutes

Fast & Easy Title Loans
Get Cash DEVOLADA

Get more cash with lower fees using your car title. Your trusted Credit Access Business in Laredo, TX — quick, local, and 100% confidential.

20min
Avg. approval time
6days
Open per week
100%
Confidential
Start your application
You must acknowledge the Consumer Disclosure above before continuing.

⚠ Please check the box above to continue.

Continue to Application  ›
Secure Licensed CAB Confidential
OCCC Notice — Consumer Credit Commissioner

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705  ·  Phone: (800) 538-1579  ·  Fax: (512) 936-7610  ·  Website: occc.texas.gov  ·  Email: consumer.complaints@occc.texas.gov

Simple process

Get funded in 3 steps

No complicated paperwork. No long waits. Just fast access to the cash you need — often the same day you apply.

01
Step 01

Acknowledge & Apply

Read the Consumer Disclosure documents for your loan type, check the acknowledgment box, and click Continue to Application.

Read your Consumer Disclosure PDF
Check the acknowledgment box
Click "Continue to Application"
02
Step 02

Get Connected

We connect you with our network of trusted third-party lenders who review your application and make a decision quickly.

Provide basic info & valid ID
Lender reviews your application
Decision in under 20 minutes
03
Step 03

Receive Your Funds

If approved, funds are disbursed as quickly as possible — often the same day at our Laredo location.

Sign your loan documents
Receive cash same day
Keep driving your car (title loans)
Ready to get started?

Read the Consumer Disclosure above, check the box, and apply in minutes.

Licensed CAB · TX Finance Code Ch. 393
Secure & Confidential
Open 6 Days a Week
Apply Now
Fees & Disclosures

The following schedule shows the fees for a monthly multi-pay payment payday loan — CAB fee per $100 is $20.00

Multi-pay loan options

Loans offered to Devolada customers are funded by a separate entity referred to as the 3rd Party Lender. Devolada is a licensed Texas Credit Access Business.

Auto Title Loan

Multi-Pay Title Loans

A Multi-pay Title Loan is a loan that is repaid over time with a set number of scheduled payments; installment loan services for up to (6) months with payments due monthly. They are: pay off, pay down your principal balance, or pay interest and fees only. At the end of the term of your loan, you can choose to pay off or refinance the loan.

Payday / Installment Loan

Multi-Pay Cash Loan

A Multi-pay Cash Loan is a loan that is repaid over time with a set number of scheduled payments; installment loan services for up to (6) months with payments due bi-weekly or monthly. They are: pay off, pay down your principal balance, or pay interest and fees only. At the end of the term of your loan, you can choose to pay off or refinance the loan.

Fee schedule — multi-pay cash loan
CAB Fee $20.00 per $100
Annual
Percentage Rate
Finance
Charge
Amount
Financed
Bi-Weekly Payments
#1–11
Monthly
Payments #12
Total of
Payments
Total
CAB Fee
To Unaffiliated
Lender
487.80% $612.24 $300.00 1 & 3 – $122.45
2 & 4 – $122.28
$422.78 $600.00 $600.00 $12.24
487.80% $1,020.41 $500.00 1 & 3 – $204.08
2 & 4 – $203.81
$704.63 $1,000.00 $600.00 $20.41
487.81% $1,428.60 $700.00 1 & 3 – $285.72
2 & 4 – $285.34
$986.48 $2,128.60 $1,400.00 $28.60

← Scroll to see full table on mobile

Important: The Annual Percentage Rate (APR) shown is based on CAB fees only. Actual APR including lender interest will be disclosed on your Consumer Disclosure form before you sign. This disclosure is provided in accordance with Texas Finance Code §393.223 and 7 TAC §83.6007. Late payment fee of $7.50 or 5% of the late amount (whichever is greater) applies for payments more than 10 days past due.

A Returned Item Fee Of $30.00 Will Be Applied To Dishonored Checks

EXTENDED PAYMENT PLAN

Eligible consumers may have the right to request an Extended Payment Plan (EPP)under Texas law. Please contact our office for details on eligibility, terms, and availability.

Contact Us

Late Payment Fee Of $7.50 Or 5% Of The Late Payment Amount Whichever Is Greater Will Be Applied For Payments More Than 10 Days Past Due

OCCC Notice

This Business Is Licensed And Examined By The State Of Texas — Office Of Consumer Credit Commissioner. Call The Consumer Credit Hotline Or Write For Credit Information Or Assistance With Credit Problems.

Office Of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207
(800) 538-1579  ·  consumer.complaints@occc.texas.gov

Consumer Rights

This Business Is Licensed And Examined By The State Of Texas — Office Of Consumer Credit Commissioner. Call The Consumer Credit Hotline Or Write For Credit Information Or Assistance With Credit Problems.

Office Of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207
(800) 538-1579  ·  consumer.complaints@occc.texas.gov

Auto Title Loan — Fee Schedule

The following schedule shows the fees for a multi payment auto title loan — CAB fee per $100 is $12.50  ·  *Includes a one-time Title App Fee of $33.00

Multi-payment auto title loan
CAB Fee $12.50 per $100 + $33.00 Title App Fee
Annual
Percentage Rate
Finance
Charge
Amount
Financed
Bi-Weekly Payments
#1–11
Monthly
Payments #12
Total of
Payments
Total
CAB Fee
To Unaffiliated
Lender
487.80% $612.24 $300.00 1 & 3 – $122.45
2 & 4 – $122.28
$422.78 $600.00 $600.00 $12.24
487.80% $1,020.41 $500.00 1 & 3 – $204.08
2 & 4 – $203.81
$704.63 $1,000.00 $600.00 $20.41
487.81% $1,428.60 $700.00 1 & 3 – $285.72
2 & 4 – $285.34
$986.48 $2,128.60 $1,400.00 $28.60

← Scroll to see full table on mobile

Important: APR shown is based on CAB fees only. Actual APR including lender interest will be disclosed on your Consumer Disclosure form before you sign. This disclosure is provided in accordance with Texas Finance Code §393.223 and 7 TAC §83.6007. *One-time Title App Fee of $33.00 is included in the Total CAB Fee.

A Returned Item Fee Of $30.00 Will Be Applied To Dishonored Checks

Trusted network
Our Partners

Devolada works with a trusted network of licensed third-party lenders and industry partners to serve Laredo customers.

MicroBilt
MicroBilt
Credit Data
S2 Funding
S2 Funding
Lender Partner
Texas Organization of Financial Service Centers
TOFSC
TX Financial Service Centers
Factor Trust
Factor Trust
Alternative Credit Bureau
Office of the Comptroller of the Currency
OCC
Office of the Comptroller
Infinity Eclipse
Infinity Eclipse
Technology Partner

Loans offered to Devolada customers are funded by separate third-party lenders.
Devolada is a licensed Texas Credit Access Business — Texas Finance Code Chapter 393.

Google Reviews
What Clients Are Saying
4.8 out of 5  ·  38 Google reviews
"

Always 100% satisfied, respectful staff and outstanding customer service!!! They truly go above and beyond for every customer that walks through the door.

"

The staff is awesome! They work with you and they don't make you feel as if they are doing you a favor like other places. They are the best and cheapest rates. Love you guys!

"

Awesome customer service! Really appreciate Yanira the manager for going the extra mile to help me and my wife. Would highly recommend over any other payday loan company!

"

Very professional and welcoming environment. Very helpful and was always willing to help to get approved for a loan. I will definitely be recommending to family and friends!

"

Great services and very helpful staff! Great customer service! Claudia has great people skills! They work with you at any time in need or situation. Highly recommend!

"

I sure recommend Devolada — friendly staff. They really helped me out when I needed the cash fast. Quick approval and no hassle whatsoever. Thanks Devolada!